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Home > Find a home > Buy a home

Buy a home

If you think you can’t afford to buy a home – think again.

We’re developing fabulous, affordable new homes in Oxfordshire and Wiltshire – and with shared ownership, buying a home can be a reality. Just ask one of the 600 households we’ve already helped onto the property ladder.

"Owning our own home prior to retirement was a priority consideration... shared ownership appealed because the deposit we would need for an outright sale would be higher than we wanted to fund; having an easily affordable mortgage for the remainder of our working lives was also important". (Mr & Mrs JB of Cholsey)

Shared ownership – how does it work?

Shared ownership is a stepping stone between renting and outright homeownership. It lets you buy a share of your new property and pay a subsidised rent on the rest.

If you can’t afford to buy a property on the open market you can buy your home in stages, by buying a share of it – usually a minimum of 50–75%.

You then pay rent on the rest of the property. The combined monthly costs of the rent and mortgage will usually be a lot less than buying on the open market. If you want to, you can then buy further shares in your home until you own it outright.

Find out more about shared ownership.

Contact Us


Soha Housing
Royal Scot House
99 Station Road
OX11 7NN


01235 515 900
0800 014 15 45

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